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Flood Insurance

Don't expect the worst, but plan for it. Protect your home and personal property from a flood with flood insurance.

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What Does Flood Insurance Cover?

Flood insurance protects you against damage to your property due to a flood. It is a specific coverage that supplements homeowners insurance. Most homeowners insurance policies will not cover a loss caused by a flood, though you might qualify for some federal disaster relief.

Floods can happen anywhere, and flood damage is expensive to repair. Flood insurance premiums vary widely depending on where you live. If you live in an area with a high flood risk, you may be required to purchase flood insurance when you finance a home.

Flood insurance gives you many of the protections found in traditional property insurance. To learn more about the types of protections you receive under your flood insurance policy, refer to our homeowners insurance.

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